If you’re planning a vacation or other trip this year, there is a good chance you’ll be traveling with your significant other. Roughly 37% of trips are taken with a partner alone and no other family.
But while traveling as a couple has an array of benefits, there are risks. This is why travel insurance for couples is so important. It allows you both to be covered for unexpected expenses with the convenience of only having a single insurance policy.
What is Couples Travel Insurance?
Couples travel insurance refers to partners covered under the same travel insurance policy.
Joint travel insurance can come in two forms:
- Travel insurance – Available to US residents traveling international or domestically. Can cover additional insureds on the same policy regardless of relationship, though the details of the coverage will differ by plan.
- Travel medical insurance – Available to anyone traveling internationally. Can cover a spouse on the same policy. Availability of coverage for a significant other or domestic partner under the same policy can differ by plan.
What Does Couples Travel Insurance Cover?
- Travel insurance for couples can cover unexpected trip cancellation, travel delay, trip interruption, baggage loss/delay, and emergency medical coverage.
- Travel medical insurance for couples can cover emergency medical care, emergency medical evacuation, trip interruption (with some plans), and repatriation of remains.
- The exact coverage will vary by plan. You can get full details by reading the plan’s policy certificate.
What About Travel Insurance for Couples that Live Separately?
When purchasing travel insurance, you can typically add another person to the policy when getting coverage regardless of their relation. This means there is no issue insuring your boyfriend, girlfriend, spouse, fiancé, or friend on the same policy.
With travel medical insurance, it can be more complicated. Most plans will only allow you to list immediate family members such as your spouse and may require proof of legal partnership. In these cases the best thing to do is simply insure the other person under their own separate policy.
How to Get Travel Insurance for Couples
You can purchase travel insurance for couples or travel medical insurance for couples right here on our website. It only takes a few moments to fill out the quote form, after which you can get free quotes instantly and purchase online in minutes.
Frequently Asked Questions About Travel Insurance for Couples
Can you get travel insurance as a couple?
You can certainly get travel insurance as a couple or travel medical insurance as a married couple on our website. Just fill in the quote form, compare plans online, and purchase in minutes.
How much does couples travel insurance cost?
Looking for cheap travel insurance for couples? The cost of travel insurance for couples will depend on several factors including the ages of both insureds, the details of the trip, and the specific plan purchased. Get free quotes and compare plans today to find the perfect couples travel insurance online for both of you.
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