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Global Medical Insurance - Bronze - Expat Insurance

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Paper Application

Please use this high level information as a guide only and do not make any decisions solely based on this comparison. If you have any concerns, doubts or questions, please refer to the individual policy details for complete information as it is not possible to accurately represent all the details in concise information such as follows. Please call us for further details. If there is any discrepancy between this comparison and the actual policy details, the policy details will override.

All the amounts are in U.S. dollars.

General

GMI Bronze - Area 3
Fixed Coverage
Worldwide
$1,000,000 Lifetime
After deductible, you pay 20% of the first $5,000 of eligible expenses, rest covered at 100% up to policy maximum. Coinsurance waived when using PPO or Medical Concierge Provider. Outside U.S.: 50% of deductible waived up to $2,500. After deductible, plan pays 100% to policy maximum.

Medical - Outpatient

$500 maximum Pre-inpatient or post-inpatient treatment.
$500 maximum Pre-inpatient or post-inpatient treatment.
$500 maximum Pre-inpatient or post-inpatient treatment
To policy maximum
-
To policy maximum Illness must result in hospital admission.
$600, maximum of 90 days per covered event. Orphan Drugs or Biologic Drugs do not apply to the maximum limit per event.
X-ray $250 per exam; Lab services $300 per test
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.

Medical - Inpatient

Average semi-private room rate, to policy maximum.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.
To policy maximum

Medical - Other Treatment And Services

-
To policy maximum
$600, maximum of 90 days per covered event.
-
$1,500 per covered event Illness must result in hospital admission.
-
Inpatient: To policy maximum Outpatient: $40 per visit, maximum of 10 visits within 90 days per covered event. Must be ordered in advance by physician.
Yes
-
-
100% if requested, reduced to 50% if not obtained when required.
Transplants, Interfacility Ambulance Transfer, Medical Evacuation, Orphan Drugs or Biologic Drugs - no coverage if not pre-certified; otherwise covered at 100%; All other - 50%
180 days
$250,000 lifetime
$600 per covered event Prior to inpatient treatment.
-
To policy maximum
$150 per day, maximum of 30 days.
-
Included

Maternity Coverage

-
-
-

Dental

Optional
$1,000

Wellness

-
-

Travel

$10,000, maximum of 15 days; $25 per day meal maximum.
$50,000
$25,000
$5,000

Life

Included in Optional Term Life Insurance
-
Optional

Alternative Medicine

-
-
-
-
-
-

Other

Private Hospital: $400 per night, maximum of $4,000 Public Hospital: $500 per night, maximum of $5,000 Excludes U.S.
-

Plan Features

Before effective date, full refund. After effective date, short rate refund.
$0
$0
Health Travel Preventative Coverage: $250 for vaccinations and preventative prescription drugs administered by a Physician 30 days prior to initial effective date and before departure.
$250 Up to 74
$500 Up to 74
$1,000 Up to 74
$2,500 Up to 74
$5,000 Up to 74
$10,000 Up to 74
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation

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  • URC - Usual, Reasonable and Customary Charges.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).
DISCLAIMER: This is a high level description of the insurance plan meant to provide a quick overview. It may not describe all possible scenarios or coverages in all different cases. Please refer to the brochure and the certificate wording for complete details. Even though we have tried our best to accurately describe the plan, if there is any discrepancy between this description and the certificate wording, the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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