Travel Health Insurance
Our Schengen visa insurance offers immediate visa letters, while other options provide benefits like coverage for pre-existing conditions.
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Schengen Visa Insurance
Schengen visa insurance is mandatory for most non-U.S. citizens traveling to Schengen countries in Europe. It is also required for U.S. citizens traveling to Schengen areas for longer than 90 days.
What does Schengen visa insurance include?
- Emergency Medical Expenses
- Instant Visa Letter
- Trip Interruption
- Medical Evacuation/Repatriation
- Return of Mortal Remains
- Accidental Death & Dismemberment
Your domestic health insurance does not meet the Schengen visa insurance requirements.
Don't get your Schengen visa rejected, get free quotes today!
Frequently Asked Questions about Schengen Travel Insurance
Who needs Schengen Insurance?
Anyone who is required to get a Schengen visa is also required to purchase compliant travel medical insurance for Schengen Area countries as part of their visa application process. You must show proof of compliant Schengen insurance coverage to the embassy or consulate in order to get your visa.
What 5 countries are not in Schengen area?
As of 2024, 29 countries in Europe are Schengen member states, and thus require residents of many nations to apply for a Schengen visa to visit them. Some countries that are not currently a part of the Schengen area include the United Kingdom, Serbia, Bosnia and Herzegovina, Belarus, and Ukraine. Non-Schengen countries will each have their own visa requirements.
Why Insubuy vs. other Schengen visa insurance options?
We make purchasing travel medical insurance for the Schengen area quick and easy. Just enter your information in the quote form above to get instant quotes from various providers and easily compare plans. You can purchase coverage online in minutes, after which you’ll receive an instant visa letter via email to present to the embassy or consulate. And if you ever have any questions, we have licensed, USA-based agents standing by to assist you.
Insurance Guide
Our insurance guide makes it very easy to navigate the complexities of Schengen travel insurance.
Browse Insurance GuideCustomer Experiences
Over two decades of excellent customer experiences, read what customers are saying about Insubuy.
Highly recommend especially because of their customer service. When I had to change some details, Katie called me back within minutes and all my questions were answered. She's so incredibly helpful and always answers fast. I never have to stay on the phone on hold for hours and hours.
I was greatly relieved to find the insurance I was looking for at INSUBUY thanks to the help of well-informed and quick acting staff, Cecelia in particular. Thank you! That took a lot of pressure off me! I will surely stick with INSUBUY in the future!
I've used Insubuy a few times now - their rates are good and the website is easy to use. I had to make a couple of claims against a policy I purchased with them for my kids and they were paid without and hassle. Not only would I buy through them again - but I continue to purchase insurance from them when I travel for myself and the family.
Insubuy is the place to go for any travel & medical insurance needs. They have enough options to suit everyone’s needs and their customer service is excellent. I worked with Genevieve and she was exceptional in her service. Took the time to understand my needs and patiently helped with the options. She was very courteous and professional. Definitely recommended!
This was my first time to purchase travel insurance the agent on chat was very helpful and assisted me in picking the correct policy for my travel needs. I am traveling again in October and November an I will return to your site to repurchase coverage for those trips. Made the decision very easy.
Seamless experience with Insubuy. I had to end one of my policies early and it was a 2 min hassle free experience. Great job from Katie who walked me through the steps and waited on the line until I was able to complete my cancellation.
I read online of excellent service at Insubuy and can attest to this. I had an extensive conversation with Byron, who went over every detail I could think of concerning the coverage I purchased. We compared various plans down to specifics and helped me through every step of making the purchase.
Why Buy from Insubuy?
Insubuy has been helping insure travelers for more than 20 years.
Insubuy has helped more than 3 million travelers find their perfect insurance.
Insubuy is an award-winning, US-based travel insurance marketplace.
Insubuy has been an innovator in travel and international insurance since 2000.
Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.
Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.
- Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
- Expert Advice – Licensed agents are standing by to answer any question you may have.
- Secure Purchase – Insubuy is GoDaddy verified and secured, and a certified TrustedSite.
- Buy with Confidence – Insubuy is rated A+ with the Better Business Bureau.
- Self-Service Capabilities – Our MyAccount portal allows you to access and manage your insurance information 24/7.
- No Spam – You’ll never receive unsolicited spam when you purchase from Insubuy.
Looking for a different type of coverage?
Annual Multi-Trip Insurance
Annual multi-trip travel insurance covers unlimited European trips in a year, is cost-effective, and provides high coverage.
Trip Cancellation Insurance
Trip cancellation insurance covers prepaid European trip costs; "cancel for any reason" insurance offers broader coverage for worry-free planning.
Group Travel Insurance
Group travel insurance for 5+ travelers on the same European tour is 10% cheaper, with individual visa letters for each.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More